I’ve been doing some more reverse engineering again and here’s what’s next for the Tesla App, Tesla Insurance and the FSD subscription.

Hi there.

I’m /u/Callump01. I get bored from time to time and love to reverse engineer stuff, and recently I posted some details here that officially confirmed an FSD subscription was in the works, which was then widely covered on Teslarati, Tesmanian, Fr24 News, Electek and a bunch of other news sites. The original post was validated by the moderation team shortly after posting, so I hope this lends some credibility to the below updates that I’ve found and will be talking about here.

Tesla App Updates – Tesla Insurance, ‘Safety Ratings’ & ‘Simulator’

Tesla is implementing insurance directly into the app and it will have its own section for you to view your insurance details.
There will be a new ‘Safety Ratings’ section of the app, an early image of which can be found here however this doesn’t show you much as it currently does not function for multiple reasons and I couldn’t get it to load no matter what I tried. There are many other indicators that tell me that this is still early in development. The safety rating page will track your vehicle and is linked directly to your insurance. It will show the number of hours you’ve driven, how often you use AutoPilot, ABS events, forward collision warnings, autosteer strikeouts, accelerator variance, and many other metrics on both a per-trip and monthly basis which you’ll be able to see in a neat graphical interface. You are given a ‘pass’ or ‘fail’ rating (though it is unclear whether that rating will be visible to the end user) and, from what I can tell, appears to be exclusive to HW2 and above and software version 2021.4.12 is required.
There will be a new ‘Simulator’ section under Tesla Insurance. The simulator will allow you to adjust factors below to see how they impact your Safety Rating. Estimated Premium is calculated on a per vehicle basis using the coverages and limits of your current policy. Factors which affect your premium, titles and tooltips:
ABS Activation – Number of times ABS is activated

Hours Driven – Average daily driving time

Forced Autopilot Disengagements – Number of times Autopilot is disabled due to ignored alerts

Forward Collision Warnings – Number of times car detects a potential forward collision

Unsafe Following Time – Portion of time spent at an unsafe following distance

Intensity of Acceleration and Braking – Speed variance due to extreme acceleration and braking. Shown on a scale from 0-10 as measured against Tesla’s internal fleet.
Performance indicators are based on an average for that factor. The more factors you get into the green the more you’ll save on your premium. Your actual premium will not change more than 50% in a month based on your driving behavior.

FSD Subscription

Significantly more work has been completed around in-app subscriptions. It looks very near completion with the ‘cart’ system now finished off and they have added some bits around the payment processor. This looks very very close to release with finishing touches now being applied. It looks like you’ll be able to refund a subscription within a set timeframe, much like you can with upgrades, and you’ll be prompted to provide feedback on why you’re doing so to the team – it’s important to know that this is a request, however. There will be a “weekend mode” and “travel mode” – no further details on what this actually is.
The only option codes currently listed for subscriptions are $APF2 (FSD Activated) and $CPF1 (Premium Connectivity) so, at the moment, it doesn’t look like you’ll be able to ‘Buy now, pay later’ for any other upgrades such as acceleration boost or enhanced AutoPilot.
Billing periods are ONLY rolling monthly at the moment. There does appear to be sections of code that does reference setting up ‘billing periods’ though and I have received a separate report from a source elsewhere that you’ll be able to subscribe to FSD for much longer and shorter periods (one week, one month, six months, etc)
There will be a fancy new subscriptions page that lets you toggle auto-renewal, updating billing address/details, download PDF invoices etc, though this is kind of obvious. Something about adding a spending limit to your card… not sure what this is about but it’s the first that I’ve seen it. Is this existing functionality anywhere at all? Does make me wonder if Tesla would ever be planning to charge FSD on a per-mile basis as this section is inside the FSD subscription page and doesn’t appear to be related to supercharging. I’d like to make it clear that this is a complete guess on my part and no evidence supports FSD being billed on a per-mile basis, although I can’t see why spending limits would be there otherwise.

It is likely that I’ll have more specific details around FSD subscriptions shortly and I’ll post an update on Reddit and Twitter once I have.

Hope that was interesting!

submitted by /u/Callump01
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