Taxes, FSD and Insurance: where to put $10k?

I’m planning to purchase a model Y with FSD within a month or so. I figure buying FSD on it’s own after purchase of the vehicle will save on registration/taxes for the car (NC resident here) in subsequent years. So does it make sense to put less down on the car (w/o FSD) then buy FSD afterwards? Could also earn rewards via credit card too. Does this affect insurance with $10k in “value” missing from initial purchase? Guessing probably not.

submitted by /u/adsheppa
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